Open banking. by Klarna allows TPPs/merchants to access the consumer’s account information data or initiate transfers.
The TPP/merchant can create a session and within it run multiple flows such as a balance retrieval flow and a transfer flow.
The Open banking. by Klarna solution provides a way to handle all required consumer interaction, e.g. the selection of the bank or the authorization of a payment.
If you are a TPP that only wants to integrate Klarna Bank's PSD2 API without leveraging all the benefits that come with Open banking. by Klarna, click here.
The solution for a fast integration relying on the XS2A App to handle all consumer interaction and just get results.
The solution for a fully customizable user experience based on a server-to-server integration.
Requires a Klarna Branded or White Label integration
The powerful Account Insights engine helps to turn simple bank statements into unique insights, such as categorized transactions or account balance over time reports.