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Open banking. by Klarna Documentation


Open banking. by Klarna allows TPPs/merchants to access the consumer’s account information data or initiate transfers.

The TPP/merchant can create a session and within it run multiple flows such as a balance retrieval flow and a transfer flow.

The Open banking. by Klarna solution provides a way to handle all required consumer interaction, e.g. the selection of the bank or the authorization of a payment.

Klarna Branded

The solution for a fast integration relying on the XS2A App to handle all consumer interaction and just get results.

  • AIS + PIS
  • Extendable with Account Insights
  • Klarna branded UI/UX
  • No PSD2 license needed

Start the integration

White Label

The solution for a fully customizable user experience based on a server-to-server integration.

  • AIS + PIS
  • Extendable with Account Insights
  • Your own UI/UX
  • Requires PSD2 license

Start the integration

Account Insights.

Requires a Klarna Branded or White Label integration

The powerful Account Insights engine helps to turn simple bank statements into unique insights, such as categorized transactions or account balance over time reports.

Start the integration

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