The XS2A API features two URLs, namely api.openbanking.klarna.com and authapi.openbanking.klarna.com. The former is used by the TPP/merchant to create sessions and flows and to retrieve the information about accounts, balances, and transfers. The latter features all consumer-facing endpoints that will be called by the XS2A App or any White Label Integration to handle the necessary interaction with the consumer.

For integration testing, we also offer api.openbanking.playground.klarna.com and authapi.openbanking.playground.klarna.com.

Environment XS2A API Auth API
Production api.openbanking.klarna.com authapi.openbanking.klarna.com
Integration api.openbanking.playground.klarna.com authapi.openbanking.playground.klarna.com

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