Accounts

The accounts flow can be used to acquire a list of the consumer’s bank accounts.

Request

POST /xs2a/v1/consents/{consent-id}/accounts/get HTTP/1.1
Content-Type: application/json; charset=utf-8
Authorization: Bearer <Token>
Host: <Host>
{
    "consent_token": string,
    "psu": ?{
        "user_agent": string,
        "ip_address": string,
    }
}

The psu object is optional, however, if the consumer is present, it is recommended to provide it. Some banks soften their daily consent usage restrictions if the PSU data is available.

The user_agent property holds the user agent string of the consumer's client application, e.g. the web browser. The ip_address property holds the IP address of the consumer. Both IPv4 and IPv6 are accepted formats.

Response

{
    "data": {
        "result": {
            "accounts": Array<Account>,
        },
        "consent_token": string
    }
}

The response contains a new consent_token that has to be used in the following request.

Detailed information on the Account object can be found here.

NOTE: The returned information can differ depending on the selected bank, as some banks provide more information than others.

Example

Request

POST /xs2a/v1/consents/gp4cb0g6d9r3qf4d68fkrlb7ejo8mqqk/accounts/get
{
    "consent_token": "eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJ0b2tlbiI6IjEyMzQ1Njc4OTAifQ.na71ipK8ASvggoM6C5vMjBKgJlZLxV-m6ElgHBrNtlU",
    "psu": {
        "user_agent": "Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/80.0.3987.162 Safari/537.36",
        "ip_address": "192.168.2.1",
    }
}

Response

200 OK
{
    "data": {
        "result": {
            "accounts": [
                {
                    "id": "0",
                    "alias": "Girokonto(MaxMustermann)",
                    "iban": "DE06000000000023456789",
                    "bic": "SFRTDE20XXX",
                    "account_number": "23456789",
                    "holder_name": "MaxMustermann",
                    "bank_code": "",
                    "transfer_type": "FULL",
                    "account_type": "DEFAULT",
                    "balance": {
                        "amount": 12345,
                        "currency": "EUR"
                    }
                },
                {
                    "id": "1",
                    "alias": "Girokonto (Musterman, Petra)",
                    "iban": "DE86000000002345678902",
                    "bic": "SFRTDE20XXX",
                    "account_number": "2345678902",
                    "holder_name": "Musterman, Petra",
                    "bank_code": "",
                    "transfer_type": "FULL",
                    "account_type": "DEFAULT"
                }
            ],
        },
        "consent_token": "eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJ0b2tlbiI6Ijg4OTk3Nzg4In0.QQscn9a6-nQXuVK4Rwbft_LFMF3-r2xzWROEZMS2lW0"
    }
}

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