Account Insights offers reports to get a better understanding of the raw account data. It does not matter if the data was provided via Open banking. by Klarna or uploaded directly via the Provide endpoint. From this data reports can be generated, which offer more insight into consumers through an analysis of their financial data.
You can find our quick start guide for the Insights API here
The account insights offering can be split into two groups:
There are two main sources to supply financial data:
The automatic data extraction from a consumer bank account utilizing the tools of Open Banking by Klarna. by letting the consumers log into their bank account.
This method is tightly integrated with Open banking and behaves similar to other available flows. After creating an Open banking session the Insights-Refresh flow needs to be started. After the consumer is logged in, this flow will extract the necessary data from the account and prepare them for the report generation.
Providing financial data is done via the designated endpoint which is described here
After the financial data are prepared as described above, reports can be generated using the Modular Report Generation endpoint. We also offer custom-tailored reports to fit your use-case. To get more information please contact us.