Account Details
The account details flow can be used to acquire detailed information about a specific account of the consumer.
NOTE: The consent-usage is not available for all accounts. Please check the capabitilies of the account to see if it's available. The latest account_id and capabilities can be fetched via the consent accounts endpoint.
Request
POST /xs2a/v1/consents/{consent-id}/account-details/get HTTP/1.1
Content-Type: application/json; charset=utf-8
Authorization: Token <Token>
Host: <Host>
{
"consent_token": String,
"account_id": String,
"psu": ?{
"user_agent": String,
"ip_address": String,
}
}
The account identifier provided in the result from an accounts request (from either the XS2A API or the Consent API) has to be passed in the payload of the request. The id of an account can change and it is recommended to request an updated list of accounts in order to use the latest ids.
The psu
object is optional, however, if the consumer is present, it is recommended to provide it. Some banks soften their daily consent usage restrictions if the PSU data is available.
The user_agent
property holds the user agent string of the consumer's client application, e.g. the web browser.
The ip_address
property holds the IP address of the consumer. Both IPv4 and IPv6 are accepted formats.
Response
{
"data": {
"result": ?{
"account": Account,
},
"consent_token": String
}
}
The account
property holds information on the account for which the account details were requested.
The response contains a new consent_token
that has to be used in the following request.
NOTE: The returned information can differ depending on the selected bank, as some banks provide more information than others.
Example
Request
POST /xs2a/v1/consents/gp4cb0g6d9r3qf4d68fkrlb7ejo8mqqk/account-details/get
{
"consent_token": "eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJ0b2tlbiI6IjEyMzQ1Njc4OTAifQ.na71ipK8ASvggoM6C5vMjBKgJlZLxV-m6ElgHBrNtlU",
"account_id": "fdff8f6f-d923-4489-90b3-43d11c021e1b",
"psu": {
"user_agent": "Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/80.0.3987.162 Safari/537.36",
"ip_address": "192.168.2.1",
}
}
Response
200 OK
{
"data": {
"result": {
"account": {
"id": "0",
"alias": "Girokonto (MaxMustermann)",
"iban": "DE06000000000023456789",
"bic": "SFRTDE20XXX",
"account_number": "23456789",
"holder_name": "MaxMustermann",
"bank_code": "123",
"transfer_type": "FULL",
"account_type": "DEFAULT",
"balance": {
"amount": 12345,
"currency": "EUR"
}
}
},
"consent_token": "eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJ0b2tlbiI6Ijg4OTk3Nzg4In0.QQscn9a6-nQXuVK4Rwbft_LFMF3-r2xzWROEZMS2lW0"
}
}