Authentication

All requests made to the XS2A API have to be authenticated by a Token that has to be provided in the Authorization header prefixed with Token.

HTTP Header example

Authorization: Token <validToken>

Getting an Access Token

An access token can be generated in the Klarna Kosma Portal.

Playground: https://portal.openbanking.playground.klarna.com/access-tokens

Production: https://portal.openbanking.klarna.com/access-tokens

NOTE: The token is only visible once after creation. Store the generated token.

NOTE: A token is valid for 180 days. Make sure to replace any token before it expires with a new token.

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