Test Banks
In order to test the integration a test bank is available in the playground environment.
The test bank for Germany can be accessed by selecting Germany as the country and choosing the Demo Bank.
Two different types of test banks are provided, one for testing the specific behavior of banks
connected via PSD2 API and another one for the fallback access. During the bank authentication as the first step,
a bank login method can be selected, and choosing the Demo Bank PSD2 will use the PSD2 version and
Test Transportweg Deutschland the fallback.
Country-specific Test Banks
To test the look and feel of other markets and to provide a consistent language during the full flow, a localized test bank is offered for the countries below.
| Country | Bank code |
|---|---|
| AT | 00000 |
| BE | 999 |
| ES | 9999 |
| FI | 999 |
| FR | 00000 |
| GB | 000000 |
| IT | 00000 |
| NL | TEST |
| PT | 0000 |
| SE | 00000 |
| SK | 0000 |
Country-specific keywords
The country-specific test banks do not support any keywords listed for the PSD2 test bank or the Fallback test bank and only the happy-case is available. However, entering the following values as a PIN or username in the bank login step instructs the underlying systems to execute different country-specific scenarios that can happen at different banks.
| PIN/Username | Countries | Functionality |
|---|---|---|
| force-tan | GB | The GB test bank skips the strong customer authorization (SCA) for a payment if the consumer has already completed it during the login. "force-tan" can be used to enforce a second SCA. |
| generate-new-accounts{0-100} | GB | The GB test bank generates a set of 0 to 100 accounts with random account_number, bank_code, national_branch_code, bic, transfer_type and account_type. The alias and holder_name contain the index in their name. For example: alias "Generated Account #0" and holder_name "Person #0". |
| bankid | SE | The SE test bank shows a typical BankID authentication for 25 seconds before it automatically completes or continues successfully. |